Retirement Portfolio

PERSONAL RETIREMENT

If you are not a member of your employer retirement fund, you are self-employed or you need to increase your existing retirement fund, you can open a retirement portfolio with us. A retirement portfolio is a personal investment retirement plan which enables you to efficiently multiply your money for retirement.

Vindew Wealth is here to help you structure your retirement future. This is a retirement investment and not a retirement savings. Therefore, there should be money deposited into the portfolio for multiplication to occur and growth to be evident. The is no multiplication and growth where there is no money invested. The minimum amount required to open a retirement portfolio with us is twenty thousand rands (R20 000). You can contribute to your investment whenever you choose to through a debit order starting from R500 per month. Your money is invested in a selection of carefully selected financial instruments for growth. No withdrawals are allowed from the investment until the minimum retirement age of 55, unless there are unavoidable circumstances.

Need to know more? See our frequently asked questions about opening a personal retirement investment portfolio with us.

CORPORATE RETIREMENT

Vindew Wealth also offers a retirement/pension solution for corporates and small businesses. This is a platform we have created for businesses to invest their employees’ pension fund for handsome returns. The minimum amount required to open this portfolio is one hundred thousand rands (R100 000). Businesses can contribute to the investment whenever they choose to through monthly or periodical deposits.

Need to know more? See our frequently asked questions about opening a personal retirement investment portfolio with us.

INVESTMENT STRATEGY

To achieve the portfolio’s goal, we ignore market sentiment and rely on our thorough research process to identify and buy shares in companies which we believe are undervalued by the market. We sell them when they reach our estimate of fair value. We invest in a selection of shares across all sectors of the stock market both locally and globally. We can invest a maximum of 40% offshore, with an additional 10% allowed for investments in Africa outside of South Africa